Cookie Policy

Effective date: September 17, 2026

What are cookies?

Cookies are small text files that a website stores on your device when you visit it. They are widely used to make websites work, to make them work more efficiently, and to provide information to the operators of the site. Some cookies are strictly necessary for the website to function; others are used for analytics, advertising, or other purposes that require your consent.

Cookies we use

Neatly Money uses only essential cookies. The full list is shown below.

Name	Purpose	Duration	Category	Security attributes
sb-<ref>-auth-token	Supabase session and authentication refresh tokens — used to keep you signed in.	Approximately one week	Essential	HttpOnly; SameSite=Lax; Secure
NEXT_LOCALE	Stores your in-app language preference so the Service renders in your chosen language when you are signed in.	1 year	Essential (functional)	SameSite=Lax
nm-marketing-locale	Stores the language you choose via the globe button on marketing pages (About, Contact, Legal, sign-in, sign-up). Kept separate from your in-app language so the two preferences never overwrite each other.	1 year	Essential (functional)	SameSite=Lax
theme-settings	Stores your appearance preferences — light / dark / system mode, colour palette, and font choices.	1 year	Essential (functional)	SameSite=Lax
nm-landing-theme	Temporarily stores the appearance preference (light or dark) you choose on our public website so we can apply it to your account the first time you sign in. Removed automatically after it is applied.	30 days	Essential (functional)	SameSite=Lax

We do not use any analytics, advertising, or tracking cookies.

Data stored in your browser beyond cookies

Besides the cookies listed above, the Service stores some data in your browser's own storage so that it can work and deliver notifications: your financial data in encrypted form, the key that unlocks it on this device, and your notification settings for this device. None of this storage is used for tracking.

After you sign out, your encrypted data stays in this browser and cannot be read without the key. To remove it completely, clear the site's data in your browser settings. Deleting your account also erases this storage on the device you use to confirm the deletion, and on your other signed-in devices the next time you open the app on them.

No analytics, no advertising, no tracking

We do not use Google Analytics, Facebook Pixel, or any other analytics, advertising, or behavioural-tracking service. We do not embed any third-party tracking script on our pages. If we ever decide to add an analytics or measurement tool, we will update this Cookie Policy and our Privacy Policy accordingly, and — where required by law — we will ask for your consent before activating it.

Why we do not show a cookie banner

Under guidance issued by the French data protection authority (CNIL), cookies and other browser storage that are strictly necessary to provide a service explicitly requested by the user do not require prior consent and do not require a cookie consent banner. The only cookies we set, and the browser storage described in this policy that the Service needs to work and to deliver notifications, are strictly necessary to run the Service, so we do not display a cookie consent banner.

Managing cookies in your browser

Most web browsers let you view, manage, and delete cookies through their settings. You can find official instructions for the most common browsers here:

Manage cookies in Google Chrome

Manage cookies in Mozilla Firefox

Manage cookies in Safari

Manage cookies in Microsoft Edge

Note: Disabling cookies will prevent the app from functioning properly.

Please note that disabling the essential cookies listed above will prevent the Service from working correctly — for example, you will not be able to stay signed in, and your language and theme preferences will not be remembered.

Changes to this Cookie Policy

We may update this page from time to time. The Effective Date at the top of the page reflects the latest version. We encourage you to review this page periodically. Continued use of the Service after the new Effective Date constitutes acceptance of the changes.

Contact

For any question about this Cookie Policy, please contact us at privacy@neatly.money.

Language

This document is issued in English. A French translation is provided for convenience and ease of reading; in case of discrepancy, the English version prevails.

Effective date

This Cookie Policy is effective from September 17, 2026.